Tuesday, March 24, 2009

Energy Efficiency: Your key to bailout cash?

Could energy efficient projects be the key to getting some bailout cash?Need a new water heater or air conditioner?

So you aren't going to qualify for any bailout money or a mortgage modification? You could still find yourself claiming some bailout cash if you plan to upgrade your home with any of a number of products that enable increases in energy efficiency. For example, if you are replacing windows, adding a new AC unit or a water heater, for instance, you could claim a 30 percent tax credit up to $1500 for your effort.

Have bigger plans, such as adding solar panels to your roof? The credits are even far greater (more).

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Thursday, March 19, 2009

Mortgage rates set to get higher?

Better act now?

According to warehouse mortgage lenders, the money is drying up. Unless the government changes policies, mortgage rates could be primed for a huge increase. Read more....

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Tax incentives for first time buyers

Are you ready to buy your new home?

If yes, then in this economic climate you should make certain to take advantage of every opportunity afforded. And, as a first time buyer, you qualify for special tax incentives if you buy a home this year. Unfortunately, ensuring that you receive the tax credit isn't as simple as it seems. Read more....

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Thursday, March 05, 2009

Qualifying for a goverment mortgage modification

Do you qualify

Are you living in your home right now, but finding it harder and harder to keep up with your mortgage payments? Perhaps, if you could just lower your rate, you'd have the ability to keep up? However, since you owe more than your house is worth, you can't refinance?

If so, check out this article on the guidelines for qualifying for a government-backed mortgage modification.

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Tuesday, March 03, 2009

4.0 percent mortgages for all Americans

Why not?

Just watching CNBC and a guest suggested a 4.0 % mortgage for all Americans with a mortgage. I like it. Isn't this the kind of transparency and simplicity that politicians should strive for? Besides, isn't this the best way to treat the mortgage mess?

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Help for those with Citi mortgages

Are you unemployed?

If you've recently been let go from your job, and you have a mortgage owned by Citi, help might be just a phone call away. More

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Dangerous mortgage modifications

Don't call the number for that ad just yet!

Are you having problems paying your mortgage? Don't know what to do? Well, don't call the number on that mortgage modification ad you saw on your local television station without first reading this article.

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