"We're forecasting that 2006 will be a trend growth year for the economy with an increase of about 3.5 percent in the GDP," said Douglas Duncan, chief economist for the Mortgage Bankers Association. Duncan believes that, based on historical data, baby boomers will drive much of the real estate market in 2006, and that interest rates will increase slowly over the course of the next two years. He also predicts that the number of homes sold in 2005 will break the record for the 5th year in a row.(More from MoneyCNN.com)